If you think about it, money touches every nook and cranny of our lives. We measure our successes and failures by it. We use it to fill our gas tanks, pay for groceries, and keep the lights on. And just when we start to feel like we have the hang of it . . . something breaks, someone gets sick, or the banks call asking for their money back. Whether you’ve got your money tied up in credit cards, student loans, that massive car payment, or even those unwanted medical bills, it all adds up—and fast. Most of us have been there. Have you? But here’s the thing: You can’t stay there. We get it. It feels like you’re stuck in a constant cycle, living paycheck to paycheck and anxiously wondering when the next shoe will drop. Guess what? Dave Ramsey has been there. But the best part is that he used his story to impact millions of other stories with the hope and help of Financial Peace University.

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